Your insurer may owe you more for your car.

We help you claim it: a free review first, then an independent valuation you present to your insurer.

Free review

We look at your claim before you pay anything.

$199, flat

The same fee for a total loss or diminished value. Never a percentage.

A real person

Someone on our team reads your documents and answers your texts.

A driver after an accident, the Claimoe report on a phone, and the money they recover

Two kinds of claim, handled properly

Bring the insurer's report or your repair estimate.

My car was totaled

We check the insurer's valuation and prepare an independent one. If you invoke your policy's appraisal clause, we take part in that process where your state allows it.

My car was repaired

A repaired car is worth less. We prepare a diminished value report you present to the insurer.

How it works

  1. 1

    Upload what you have

    Your insurer's report or your repair estimate. Photos are fine.

  2. 2

    We review it for free

    A person reads it and tells you if we can help. No charge if we can't.

  3. 3

    Sign and pay $199, only if we take it

    One short agreement and one flat fee. Never a percentage.

  4. 4

    We prepare your valuation

    We write your report from real local comparables.

Whether to invoke your policy's appraisal clause is always your decision. We are not attorneys or licensed public adjusters, and we don't give legal advice.

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Your rights, in short

Deadlines to sue

Lawsuit deadline: generally 2 to 6 years, depending on the state.

Check your state

The right to appraisal

Many policies let you demand an appraisal on a total loss. Where your policy allows, you can name us as your representative under the appraisal provision of your policy.

How appraisal works

You don't have to take the first offer

You can question the value and send your own evidence before you accept.

Check the insurer's report

Lost value after a repair

You may claim it from the at-fault driver's insurer. Claims against your own insurer depend on your state and policy.

Estimate your loss

General information, not legal advice.

One price

$199

Flat, for a total loss or diminished value. You pay only after the free review, and only if we take your case.

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What the fee covers

Free review of your claimIncluded
Independent valuation or diminished value reportIncluded
A person on our team, by text, phone and emailIncluded
Help while you present the claimIncluded
A percentage of your settlementNever

Claimoe is not a law firm. We don't give legal advice. If your case needs a lawyer, we'll say so.

You'll know who's on your case

A person on our team reads your documents and answers your texts. Every report shows how each number was reached.

Text or call

(732) 844-6611

Text or leave a voicemail. We call back.

Service area

New Jersey, New York, Maryland, Alaska, Kansas, Minnesota, Missouri, New Hampshire, Washington and Wyoming

Start with the report you already have.

It takes a few minutes. A person reads it and gets back to you.

Start my free review

    Diminished value and total loss reports

    Independent vehicle valuation reports for diminished value and total loss claims in 10 states, including New Jersey and New York. Free claim review, one flat fee per accepted case, never a percentage.